TY  - BOOK
AU  - Byers,Ann
TI  - First credit cards and credit smarts
T2  - Get $mart with your money
SN  - 0329737899
AV  - HG3755 .B94 2010
U1  - 332.765 BYE 22
PY  - 2010///
CY  - New York
PB  - Rosen Pub.
KW  - Consumer credit
KW  - Credit scoring systems
KW  - sears
KW  - Credit cards
N1  - Includes bibliographical references (p. 59-61) and index; Understanding credit -- The fine print -- Getting started -- Traps and trip-ups -- Credit scores and reports -- Guarding your credit; Library Media Connection; School Library Journal; Wilson's Junior High School; Library Media Connection, January 2010; School Library Journal, April 2010; Wilson's Junior High School, October 2010; 5.8; Follett Library Resources; Young Adult; Young Adult; Follett Library Resources
N2  - Offers teens advice on getting, using, and respecting credit cards, explaining the importance of paying the balance each month, avoid common mistakes, protecting their credit rating, and making smart choices
ER  -